top of page
Happy multiethnic millennial couple sign

ACT Lawrence provides Counseling, Coaching and Workshops to Educate, empower and Equip our clients with a plan for their future

Arrow Down

17,500 +

Individuals supported through our services





ACT Lawrence is a Latina-led non-profit Community Development Corporation (CDC)
that empowers people to achieve their goals
and dreams by providing opportunities for
financial capability, community engagement & personal growth.



We work to achieve social and economic justice by empowering low to moderate-income populations in Lawrence, Massachusetts.

Through shared values of inclusiveness and collaboration, we desire to reclaim a voice for Lawrence and advocate self-determination for its residents through community development initiatives such as affordable housing, financial coaching, and youth leadership programs.



Arianny Suero.jpg

Arianny Suero

Office Assistant

Ms. Suero supports program staff with community wide events outreach, planning and activities. 


Freddy Espejo


Outreach and Engagement Administrative Assistant

Mr. Espejo plays a crucial role in supporting our programs by coordinating fun and engaging activities for ACT participants through the ACT network.


Valerie Guava.jpeg

Valerie Guava

 Financial and Housing Counselor

Ms. Guava supports clients to reach their home ownership and financial goals including homebuyer education, rental and credit counseling.



Erika Hernandez

Executive Director

Ms. Hernandez is a dedicated manager, diligently leading program staff and spearheading the organization's efforts to empower ACT Lawrence members and uplift the community toward social and economic advancement. With nearly a decade of experience, she is a passionate advocate for housing security and driving systemic change to create a brighter future for all.



Shakira Asunciono

Youth Success and Engagement Counselor  

Ms. Asuncion plays a vital role in supporting youth programs, fostering success through individual and group planning, empowering financial independence, and driving positive social change.


Issamar Herrera.jpg

Issamar Herrera

 Financial Opportunity
Program Manager 

Ms. Herrera empowers youth and parents by providing essential support for achieving financial goals through job skills training, financial literacy education, and personalized counseling services.



Iris Perdomo

Office - Program Manager

Ms. Perdomo with 26 years of dedicated experience, Iris Perdomo is a seasoned housing counselor who has been instrumental in making homeownership dreams a reality for countless individuals in the Merrimack area, with a special focus on the vibrant city of Lawrence. Her expertise and commitment have been a guiding light for those seeking a place to call home in this thriving community.


Select: Program Info + Sign Up

Our 10-hr workshops help homebuyers create a roadmap to buy a house. We have both a live, Spanish workshop ($100), and an online English or Spanis + Includes credit report) workshop via FRAMEWORK ($100). Free counseling is available by appointment.

 Homebuyer Classes 

Free homebuyer counseling that helps clients develop an action plan to increase savings, decrease expenses and improve credit score along with other planning and educational tools to achieve home ownership.

Homebuyer Counseling

Call to set up an appointment 978-685-6274

 Credit Counseling 

Do you have financial goals but trouble sticking with your plan? If so, participate in this FREE Financial Coaching. Our new Credit Builder program helps you improve your credit score.

 Financial Counseling 

ACT Lawrence helps families become financially stable by use of financial coaching, budget planning, and goal setting. This program consists of workshops and coaching sessions to help you achieve financial goals and dreams! 

Landlord/Tenant Relationship Workshop

This is a two-hour workshop to provide overview of best practices and legal rights and responsibilities of the tenants and landlords. Workshops are led by real estate attorneys with expertise on many topics such as: obtaining an occupancy permit, types of tenancy, how to manage rent deposits, manage landlord/tenant communications and many others.

Homeownership Counseling

Provides free counseling along with other resources to help homeowners avoid foreclosure. The counseling supports clients in creating a crisis budget and complete the required documents to apply for a loan modification, forbearance plan or other foreclosure prevention methods.



NCF logo high res.jpeg
OIP (2).jpg


We are open

Call to make an appointment 

Please contact us virtually below

Monday - Friday 10:00 AM -  5:30 PM 


15 Union St

Entrance C

4th Floor Suite #401 & 417 (formerly #409)

Lawrence, MA 01840

Take 2 lefts out of the elevator, we are last office at end of hallway.


Tel. 978-685-6274


Reach Out to Us Today!

Thanks for submitting!

bottom of page